Employee Group Benefits Zinser Benefit Service, Inc. can help you create an effective benefit package for your employees. By offering a wide range of products and services, we can customize a program that works best for you and your company's most important assets -- your employees. ZBS Administrative Services Our job is to make your job of administering your company's employee benefit program easier. Some of the services we provide include: - Advice and assistance on compliance with the Health Insurance Portability and Accountability Act (HIPAA); COBRA; ERISA).
- Customize new employee benefit packets which detail coverage options and contain all pertinent directories and forms.
- Up-to-the-minute information on local and national legislation that affects employee benefits.
- Expert negotiations with insurance carriers for the best rates available for you and your employees.
ZBS Employee Group Products Below is a partial listing of the many services we offer. Insurance - Group Medical Insurance (fully insured and partially self-funded)
- Group Life insurance
- Accidental Death & Dismemberment Insurance
- Disability Insurance (short- and long-term)
- Group Dental Insurance
- Health Savings Accounts (HSA's)
- Health Reimbursement Accounts (HRA's)
Retirement Savings Plans - Traditional 401(k) and IRA
- Simple 401(k) and IRA
- SEP
Key Employee Insurance - Deferred Compensation
- Executive Bonus
- Salary Continuation
- Split Dollar
- Group Carve Out
Section 125 (Cafeteria Plans) - Premium Only Plan
- Flexible Spending Plans (Voluntary Participation Plans)
Payroll Deduction Plans - Life
- Disability
- Long-Term Care
- Hospital Indemnity
- Annuities
- Deductible Reimbursement Plans
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